Current Loan Rates

Loan Rates as of 1/1/2017

LOAN TYPE MAXIMUM TERM APR
New Automobile 7 Years 1 to 6 Years - 2.49%
7 Years - 2.99%
Used Automobile 6 Years 1 to 5 Years - 3.49%
6 Years - 3.99%
New Recreational Vehicle  / Boat 10 Years 4.50%
Used Recreational Vehicle / Boat 10 Years 5.00%
New Motorcycle / Scooter 5 Years 4.00%
Used Motorcycle / Scooter 5 Years 5.00%
Personal Loan 5 Years Up to $9,999.99 - 7.00%
$10,000 - $20,000 - 6.00%
Holiday Loan 1 Year 8.00%
The loan rates stated above will be 1.00% more for members who do not repay their loan through payroll deduction.
Fixed Share Secured Loan 4 Years 3.75%
Variable Home Equity Loan 20 Years 4.00%
4.00% Floor & 7.00% Ceiling
WSJ Prime Rate + 0.00%
Fixed Home Equity Loan 20 Years 4.50%
VISA Credit Card N/A 8.25%
First Mortgage Click here for Mortgage Rates

All rates, terms & fees subject to change without notice.

  • CLICK HERE to apply for a Morton Lane FCU Loan.
  • CLICK HERE to use our Loan and Mortgage Payment Calculator.